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495-\left(\frac{20}{13-3\times 3}+1\right)-\frac{4}{8}
Multiply 99 and 5 to get 495.
495-\left(\frac{20}{13-9}+1\right)-\frac{4}{8}
Multiply 3 and 3 to get 9.
495-\left(\frac{20}{4}+1\right)-\frac{4}{8}
Subtract 9 from 13 to get 4.
495-\left(5+1\right)-\frac{4}{8}
Divide 20 by 4 to get 5.
495-6-\frac{4}{8}
Add 5 and 1 to get 6.
489-\frac{4}{8}
Subtract 6 from 495 to get 489.
489-\frac{1}{2}
Reduce the fraction \frac{4}{8} to lowest terms by extracting and canceling out 4.
\frac{978}{2}-\frac{1}{2}
Convert 489 to fraction \frac{978}{2}.
\frac{978-1}{2}
Since \frac{978}{2} and \frac{1}{2} have the same denominator, subtract them by subtracting their numerators.
\frac{977}{2}
Subtract 1 from 978 to get 977.