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\begin{array}{c}\phantom{\times99}195\\\underline{\times\phantom{999}92}\\\end{array}
First line up the numbers vertically and match the places from the right like this.
\begin{array}{c}\phantom{\times99}195\\\underline{\times\phantom{999}92}\\\phantom{\times99}390\\\end{array}
Now multiply the first number with the 1^{st} digit in 2^{nd} number to get intermediate results. That is Multiply 195 with 2. Write the result 390 at the end leaving 0 spaces to the right like this.
\begin{array}{c}\phantom{\times99}195\\\underline{\times\phantom{999}92}\\\phantom{\times99}390\\\underline{\phantom{\times}1755\phantom{9}}\\\end{array}
Now multiply the first number with the 2^{nd} digit in 2^{nd} number to get intermediate results. That is Multiply 195 with 9. Write the result 1755 at the end leaving 1 spaces to the right like this.
\begin{array}{c}\phantom{\times99}195\\\underline{\times\phantom{999}92}\\\phantom{\times99}390\\\underline{\phantom{\times}1755\phantom{9}}\\\phantom{\times}17940\end{array}
Now add the intermediate results to get final answer.