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\frac{3}{20}-5
Reduce the fraction \frac{15}{100} to lowest terms by extracting and canceling out 5.
\frac{3}{20}-\frac{100}{20}
Convert 5 to fraction \frac{100}{20}.
\frac{3-100}{20}
Since \frac{3}{20} and \frac{100}{20} have the same denominator, subtract them by subtracting their numerators.
-\frac{97}{20}
Subtract 100 from 3 to get -97.