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12\times \frac{1}{25}-4
Calculate -\frac{1}{5} to the power of 2 and get \frac{1}{25}.
\frac{12}{25}-4
Multiply 12 and \frac{1}{25} to get \frac{12}{25}.
\frac{12}{25}-\frac{100}{25}
Convert 4 to fraction \frac{100}{25}.
\frac{12-100}{25}
Since \frac{12}{25} and \frac{100}{25} have the same denominator, subtract them by subtracting their numerators.
-\frac{88}{25}
Subtract 100 from 12 to get -88.