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1-\frac{1}{20}
Reduce the fraction \frac{5}{100} to lowest terms by extracting and canceling out 5.
\frac{20}{20}-\frac{1}{20}
Convert 1 to fraction \frac{20}{20}.
\frac{20-1}{20}
Since \frac{20}{20} and \frac{1}{20} have the same denominator, subtract them by subtracting their numerators.
\frac{19}{20}
Subtract 1 from 20 to get 19.