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\frac{13}{20}-\frac{1}{5}
Convert decimal number 0.65 to fraction \frac{65}{100}. Reduce the fraction \frac{65}{100} to lowest terms by extracting and canceling out 5.
\frac{13}{20}-\frac{4}{20}
Least common multiple of 20 and 5 is 20. Convert \frac{13}{20} and \frac{1}{5} to fractions with denominator 20.
\frac{13-4}{20}
Since \frac{13}{20} and \frac{4}{20} have the same denominator, subtract them by subtracting their numerators.
\frac{9}{20}
Subtract 4 from 13 to get 9.