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\frac{65}{400}-1
Expand \frac{0.065}{0.4} by multiplying both numerator and the denominator by 1000.
\frac{13}{80}-1
Reduce the fraction \frac{65}{400} to lowest terms by extracting and canceling out 5.
\frac{13}{80}-\frac{80}{80}
Convert 1 to fraction \frac{80}{80}.
\frac{13-80}{80}
Since \frac{13}{80} and \frac{80}{80} have the same denominator, subtract them by subtracting their numerators.
-\frac{67}{80}
Subtract 80 from 13 to get -67.