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-\left(1+\frac{1}{130}\right)^{12}-1
Expand \frac{0.1}{13} by multiplying both numerator and the denominator by 10.
-\left(\frac{131}{130}\right)^{12}-1
Add 1 and \frac{1}{130} to get \frac{131}{130}.
-\frac{25542038069936263923006961}{23298085122481000000000000}-1
Calculate \frac{131}{130} to the power of 12 and get \frac{25542038069936263923006961}{23298085122481000000000000}.
-\frac{48840123192417263923006961}{23298085122481000000000000}
Subtract 1 from -\frac{25542038069936263923006961}{23298085122481000000000000} to get -\frac{48840123192417263923006961}{23298085122481000000000000}.