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-\frac{3}{5}+\frac{1\left(-3\right)}{3\times 4}
Multiply \frac{1}{3} times -\frac{3}{4} by multiplying numerator times numerator and denominator times denominator.
-\frac{3}{5}+\frac{-3}{12}
Do the multiplications in the fraction \frac{1\left(-3\right)}{3\times 4}.
-\frac{3}{5}-\frac{1}{4}
Reduce the fraction \frac{-3}{12} to lowest terms by extracting and canceling out 3.
-\frac{12}{20}-\frac{5}{20}
Least common multiple of 5 and 4 is 20. Convert -\frac{3}{5} and \frac{1}{4} to fractions with denominator 20.
\frac{-12-5}{20}
Since -\frac{12}{20} and \frac{5}{20} have the same denominator, subtract them by subtracting their numerators.
-\frac{17}{20}
Subtract 5 from -12 to get -17.