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1.01^{12}-1
Add 1 and 0.01 to get 1.01.
1.126825030131969720661201-1
Calculate 1.01 to the power of 12 and get 1.126825030131969720661201.
0.126825030131969720661201
Subtract 1 from 1.126825030131969720661201 to get 0.126825030131969720661201.