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\left(1+\frac{1}{20}\right)^{12}
Reduce the fraction \frac{5}{100} to lowest terms by extracting and canceling out 5.
\left(\frac{21}{20}\right)^{12}
Add 1 and \frac{1}{20} to get \frac{21}{20}.
\frac{7355827511386641}{4096000000000000}
Calculate \frac{21}{20} to the power of 12 and get \frac{7355827511386641}{4096000000000000}.