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\frac{1}{20}-2
Reduce the fraction \frac{5}{100} to lowest terms by extracting and canceling out 5.
\frac{1}{20}-\frac{40}{20}
Convert 2 to fraction \frac{40}{20}.
\frac{1-40}{20}
Since \frac{1}{20} and \frac{40}{20} have the same denominator, subtract them by subtracting their numerators.
-\frac{39}{20}
Subtract 40 from 1 to get -39.