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\frac{21}{20}-\frac{7}{2}
Convert decimal number 3.5 to fraction \frac{35}{10}. Reduce the fraction \frac{35}{10} to lowest terms by extracting and canceling out 5.
\frac{21}{20}-\frac{70}{20}
Least common multiple of 20 and 2 is 20. Convert \frac{21}{20} and \frac{7}{2} to fractions with denominator 20.
\frac{21-70}{20}
Since \frac{21}{20} and \frac{70}{20} have the same denominator, subtract them by subtracting their numerators.
-\frac{49}{20}
Subtract 70 from 21 to get -49.