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\frac{5}{200}-\frac{1}{25}
Expand \frac{0.5}{20} by multiplying both numerator and the denominator by 10.
\frac{1}{40}-\frac{1}{25}
Reduce the fraction \frac{5}{200} to lowest terms by extracting and canceling out 5.
\frac{5}{200}-\frac{8}{200}
Least common multiple of 40 and 25 is 200. Convert \frac{1}{40} and \frac{1}{25} to fractions with denominator 200.
\frac{5-8}{200}
Since \frac{5}{200} and \frac{8}{200} have the same denominator, subtract them by subtracting their numerators.
-\frac{3}{200}
Subtract 8 from 5 to get -3.