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\frac{3}{95}-1
Divide 9500 by 9500 to get 1.
\frac{3}{95}-\frac{95}{95}
Convert 1 to fraction \frac{95}{95}.
\frac{3-95}{95}
Since \frac{3}{95} and \frac{95}{95} have the same denominator, subtract them by subtracting their numerators.
-\frac{92}{95}
Subtract 95 from 3 to get -92.