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\frac{1\times 1}{3\times 4}+\frac{1}{4}\times \frac{1}{5}
Multiply \frac{1}{3} times \frac{1}{4} by multiplying numerator times numerator and denominator times denominator.
\frac{1}{12}+\frac{1}{4}\times \frac{1}{5}
Do the multiplications in the fraction \frac{1\times 1}{3\times 4}.
\frac{1}{12}+\frac{1\times 1}{4\times 5}
Multiply \frac{1}{4} times \frac{1}{5} by multiplying numerator times numerator and denominator times denominator.
\frac{1}{12}+\frac{1}{20}
Do the multiplications in the fraction \frac{1\times 1}{4\times 5}.
\frac{5}{60}+\frac{3}{60}
Least common multiple of 12 and 20 is 60. Convert \frac{1}{12} and \frac{1}{20} to fractions with denominator 60.
\frac{5+3}{60}
Since \frac{5}{60} and \frac{3}{60} have the same denominator, add them by adding their numerators.
\frac{8}{60}
Add 5 and 3 to get 8.
\frac{2}{15}
Reduce the fraction \frac{8}{60} to lowest terms by extracting and canceling out 4.