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1+\frac{5}{100}
Divide 1 by 1 to get 1.
1+\frac{1}{20}
Reduce the fraction \frac{5}{100} to lowest terms by extracting and canceling out 5.
\frac{20}{20}+\frac{1}{20}
Convert 1 to fraction \frac{20}{20}.
\frac{20+1}{20}
Since \frac{20}{20} and \frac{1}{20} have the same denominator, add them by adding their numerators.
\frac{21}{20}
Add 20 and 1 to get 21.