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\begin{array}{c}\phantom{\times99}642\\\underline{\times\phantom{999}20}\\\end{array}
First line up the numbers vertically and match the places from the right like this.
\begin{array}{c}\phantom{\times99}642\\\underline{\times\phantom{999}20}\\\phantom{\times99999}0\\\end{array}
Now multiply the first number with the 1^{st} digit in 2^{nd} number to get intermediate results. That is Multiply 642 with 0. Write the result 0 at the end leaving 0 spaces to the right like this.
\begin{array}{c}\phantom{\times99}642\\\underline{\times\phantom{999}20}\\\phantom{\times99999}0\\\underline{\phantom{\times}1284\phantom{9}}\\\end{array}
Now multiply the first number with the 2^{nd} digit in 2^{nd} number to get intermediate results. That is Multiply 642 with 2. Write the result 1284 at the end leaving 1 spaces to the right like this.
\begin{array}{c}\phantom{\times99}642\\\underline{\times\phantom{999}20}\\\phantom{\times99999}0\\\underline{\phantom{\times}1284\phantom{9}}\\\phantom{\times}12840\end{array}
Now add the intermediate results to get final answer.