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1-\left(1+\frac{537}{120000}\right)\left(-12\right)\times 3
Expand \frac{0.0537}{12} by multiplying both numerator and the denominator by 10000.
1-\left(1+\frac{179}{40000}\right)\left(-12\right)\times 3
Reduce the fraction \frac{537}{120000} to lowest terms by extracting and canceling out 3.
1-\left(\frac{40000}{40000}+\frac{179}{40000}\right)\left(-12\right)\times 3
Convert 1 to fraction \frac{40000}{40000}.
1-\frac{40000+179}{40000}\left(-12\right)\times 3
Since \frac{40000}{40000} and \frac{179}{40000} have the same denominator, add them by adding their numerators.
1-\frac{40179}{40000}\left(-12\right)\times 3
Add 40000 and 179 to get 40179.
1-\frac{40179\left(-12\right)}{40000}\times 3
Express \frac{40179}{40000}\left(-12\right) as a single fraction.
1-\frac{-482148}{40000}\times 3
Multiply 40179 and -12 to get -482148.
1-\left(-\frac{120537}{10000}\times 3\right)
Reduce the fraction \frac{-482148}{40000} to lowest terms by extracting and canceling out 4.
1-\frac{-120537\times 3}{10000}
Express -\frac{120537}{10000}\times 3 as a single fraction.
1-\frac{-361611}{10000}
Multiply -120537 and 3 to get -361611.
1-\left(-\frac{361611}{10000}\right)
Fraction \frac{-361611}{10000} can be rewritten as -\frac{361611}{10000} by extracting the negative sign.
1+\frac{361611}{10000}
The opposite of -\frac{361611}{10000} is \frac{361611}{10000}.
\frac{10000}{10000}+\frac{361611}{10000}
Convert 1 to fraction \frac{10000}{10000}.
\frac{10000+361611}{10000}
Since \frac{10000}{10000} and \frac{361611}{10000} have the same denominator, add them by adding their numerators.
\frac{371611}{10000}
Add 10000 and 361611 to get 371611.